:root{--navy:#0b1830;--navy2:#132746;--red:#d84a35;--cream:#f7f4ee;--ink:#152033;--muted:#5b6472;--line:#dce1e8;--white:#fff;--green:#1f7a55;--shadow:0 16px 40px rgba(11,24,48,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{color:#144b88;text-decoration-thickness:1px;text-underline-offset:3px}a:hover{text-decoration-thickness:2px}img,svg{max-width:100%}.wrap{width:min(1160px,calc(100% - 32px));margin:auto}.topbar{background:#081222;color:#e6edf8;font-size:.92rem}.topbar .wrap{display:flex;justify-content:space-between;gap:20px;padding:8px 0}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.nav{display:flex;align-items:center;justify-content:space-between;min-height:76px;gap:20px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:900;font-size:1.15rem}.brand svg{width:42px;height:42px}.navlinks{display:flex;gap:18px;align-items:center}.navlinks>a{font-weight:700;text-decoration:none;color:var(--ink);font-size:.94rem}.menu-btn{display:none;background:none;border:0;font-size:1.6rem}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:10px;padding:13px 18px;font-weight:800;text-decoration:none;border:2px solid transparent;transition:.15s transform,.15s box-shadow}.btn:hover{transform:translateY(-1px);text-decoration:none}.btn-primary{background:var(--red);color:#fff;box-shadow:0 8px 18px rgba(216,74,53,.22)}.btn-dark{background:var(--navy);color:#fff}.btn-light{background:#fff;color:var(--navy);border-color:#fff}.hero{background:linear-gradient(118deg,#0b1830 0%,#102a50 67%,#173b63 100%);color:#fff;padding:72px 0 64px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:52px;align-items:center}.eyebrow{font-weight:800;letter-spacing:.08em;text-transform:uppercase;font-size:.78rem;color:#f1ad9e}.hero h1{font-size:clamp(2.4rem,5.6vw,4.7rem);line-height:1.02;margin:.22em 0 .3em;letter-spacing:-.045em}.hero p{font-size:1.15rem;color:#dbe7f5;max-width:720px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.trustline{display:flex;gap:18px;flex-wrap:wrap;margin-top:28px;color:#d7e2ef;font-size:.95rem}.hero-card{background:#fff;color:var(--ink);border-radius:22px;padding:28px;box-shadow:0 22px 55px rgba(0,0,0,.25)}.hero-card h2{margin-top:0;color:var(--navy)}.checklist{list-style:none;padding:0;margin:18px 0 0}.checklist li{padding:9px 0 9px 30px;position:relative;border-bottom:1px solid #edf0f4}.checklist li:before{content:'✓';position:absolute;left:0;color:var(--green);font-weight:900}.section{padding:70px 0}.section.alt{background:var(--cream)}.section h2{font-size:clamp(1.75rem,3vw,2.7rem);line-height:1.16;letter-spacing:-.025em;margin:0 0 18px;color:var(--navy)}.lead{font-size:1.12rem;color:#3f4a59;max-width:820px}.grid{display:grid;gap:22px}.cards-3{grid-template-columns:repeat(3,1fr)}.cards-2{grid-template-columns:repeat(2,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:0 8px 22px rgba(11,24,48,.05)}.card h3{margin-top:0;color:var(--navy)}.card p:last-child{margin-bottom:0}.mini-link{font-weight:800}.process{counter-reset:step}.step{position:relative;padding-left:58px}.step:before{counter-increment:step;content:counter(step);position:absolute;left:0;top:0;width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:900}.notice{border-left:4px solid var(--red);background:#fff4f1;padding:18px 20px;border-radius:0 12px 12px 0}.cta-band{background:var(--red);color:#fff;padding:46px 0}.cta-band .wrap{display:flex;align-items:center;justify-content:space-between;gap:30px}.cta-band h2{color:#fff;margin:0}.faq details{border-bottom:1px solid var(--line);padding:15px 0}.faq summary{font-weight:800;cursor:pointer;color:var(--navy)}.breadcrumbs{font-size:.9rem;color:var(--muted);margin-bottom:20px}.page-hero{padding:54px 0;background:linear-gradient(180deg,#f7f9fc,#fff)}.page-hero h1{font-size:clamp(2.2rem,4.6vw,4rem);line-height:1.06;color:var(--navy);letter-spacing:-.04em;margin:.2em 0}.prose{max-width:830px}.prose h2{margin-top:2em}.link-cloud{display:flex;flex-wrap:wrap;gap:10px}.pill{padding:8px 12px;border:1px solid var(--line);border-radius:999px;text-decoration:none;background:#fff;font-weight:700;font-size:.92rem}.site-footer{background:#081222;color:#c7d1de;padding:50px 0 95px}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:32px}.site-footer h2,.site-footer h3{color:#fff}.site-footer a{color:#e6edf8}.legal{border-top:1px solid #263244;margin-top:34px;padding-top:22px;font-size:.88rem;color:#aeb9c7}.sticky-call{display:none}.form label{display:block;font-weight:800;margin-top:14px}.form input,.form textarea,.form select{width:100%;padding:12px;border:1px solid #bfc8d4;border-radius:9px;font:inherit}.form textarea{min-height:130px}.form button{margin-top:16px}.skip{position:absolute;left:-999px;top:auto}.skip:focus{left:16px;top:16px;z-index:99;background:#fff;padding:10px}.small{font-size:.9rem;color:var(--muted)}
@media(max-width:860px){.hero-grid,.cards-3,.cards-2,.footer-grid{grid-template-columns:1fr}.navlinks{display:none;position:absolute;left:0;right:0;top:76px;background:#fff;padding:20px 24px;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}.navlinks.open{display:flex}.menu-btn{display:block}.nav>.btn-primary{display:none}.hero{padding:54px 0}.cta-band .wrap{align-items:flex-start;flex-direction:column}.sticky-call{display:flex;position:fixed;bottom:12px;left:12px;right:12px;z-index:30}.sticky-call .btn{width:100%;box-shadow:0 10px 30px rgba(0,0,0,.25)}}